Overdraft Privilege
Most BayPort members are eligible for Overdraft Privilege, which pays overdraft items up to $500 and eliminates the fee for non-sufficient funds. This service automatically covers checks, ACH, bill payment and recurring debit card transactions without any effort on your part. There's no cost if you don't use it, and a fee up to $29 applies each time you do.
For BayPort Credit Union members in good standing, this valuable service provides peace of mind as you go about your daily business.
- Authorize the automatic transfer* of funds from your FlexLine loan or savings** account to cover checks
- Save money and avoid returned-check fees
- Save time and eliminate a trip to BayPort Credit Union
*To use your Overdraft Protection you must have funds available in your account/line of credit to cover the checks you write.
If you want to extend overdraft coverage to your ATM and everyday debit card transactions, you can opt-in by contacting us.