Yes, the balances of all BayPort Credit Union loans are totaled to determine your combined balance. Any loan that is more than 60 days delinquent will not be included in the calculation. Remember that your combined loan totals are calculated based upon the current balances. For example:
Savings balance........................$ 5
Auto loan balance................12,000
Credit card balance................3,000
______________________________
Total deposits = .......................$ 5
Total loan balances = ........$15,000
This qualifies as a Select Relationship. Please note that credit card balances are included in the total loan balance. Remember, you may also qualify for the Select Relationship based on your average daily balances in total deposits.