The following information defines and describes the types of electronic fund transfers that are available to members with BayPort CU Online Banking service. It also contains your rights and responsibilities concerning these transactions, including your rights under the Electronic Transfers Act. Please read this disclosure carefully because it tells you your rights and obligations for the transactions listed. You may want to print it or save it for future use.
You may use Online Banking with your Password utilizing your personal computer to access account information and to perform certain transactions on accounts for which you are authorized. The following services are available:
- Transfer funds from checking to checking
- Transfer funds from checking to shares
- Transfers funds from checking to any other deposit account with us under the same account number or to an account which you are joint except IRA Regular share account(s) or certificate(s).
- Transfer funds from share to checking
- Transfer funds from share to any other deposit account with us except IRA Regular share account(s) or certificate(s). Please see limitation on use regarding frequency of transfers.
The above transfers are allowed between joint ownership accounts if set up by the credit union.
- Transfer funds from Line of Credit to checking
- Transfer funds from Line of Credit to share
- Make payments from checking to loan accounts with us
- Make payments from share to loans with us
- Make payments from checking to BayPort CU credit card (your credit card balance will reflect your payment within 2 business days)
- Make payments from share to BayPort CU credit card (your credit card balance will reflect your payment within 2 business days)
- View the balance history and transaction history of your checking, savings and loans
- For security purposes, a maximum dollar amount for transfers may be imposed