Online Banking is Real-Time. The transactions take place immediately, provided there are no holds on your accounts and the funds are available for transfer. After 7:15 pm however, the transactions are posted using the next business date. A transaction results page will display the post date, transfer amount and the previous and new balances of both accounts used for the transfer. A reference number will be shown on this page. We recommend that you record this information for your records. (The page may be printed.) The transaction can also be viewed in history